THE DETERMINANTS FACTORS OF PROFITABILITY ISLAMIC BANK IN INDONESIA
نویسندگان
چکیده
Tujuan dari penelitian ini adalah untuk mengetahui faktor yang mempengaruhi pertumbuhan profitabilitas bank syariah di Indonesia. Penelitian menggunakan pendekatan kuantitatif dengan metode Autoregressive Distributed Lag (ARDL). Data digunakan data bulanan variabel makroekonomi dan perbankan periode Januari 2006 – Desember 2019. Variabel Industrial Production Index, Inflasi, Nilai Tukar Rupiah terhdap dollar, suku bunga. Sedangkan Capital Adequacy Ratio, Non Performing Financing, Financing to Deposite Biaya Operational Pendapatan Operational, serta return on asset. Hasil dalam jangka pendek hanya Tukar, berpengaruh terhadap Return Asset. bunga, Ratio tidak asset pendek. Kemudian panjang hasilnya sama yaitu juga panjang. nilai tukar merupakan paling maupun of Islamic bank. Dengan demikian diharapkan bisa membantu menganalisa The purpose this research is find out the determinant factors that growth profitability in This uses a quantitative approach with (ARDL) method. used monthly macroeconomic variables and banking for period January December Macroeconomic are Inflation, Exchange Rate interest rate. While Non-Performing Deposit Cost Income, as well variable assets. result study short term only Rates, Costs, Income affect Assets. Variable rates, have no effect assets term. Then long run same also rate most influential banks. Thus, expected assist Sharia analyzing
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ژورنال
عنوان ژورنال: Jurnal muara
سال: 2021
ISSN: ['2579-6224', '2579-6232']
DOI: https://doi.org/10.24912/jmieb.v5i1.10023